The On Keel Process can be summarized as follows:
At the Discovery Meeting, we have a meaningful conversation that explores not just your current income and assets, but your values, goals, relationships, your current advisors, the process you prefer in dealing with advisors, and your interests. We make an initial decision, together, on whether or not to proceed to the next step.
In preparation for the Investment Plan Meeting, we thoroughly analyze your existing assets and liabilities. We ask you –both husband and wife, separately – to complete a risk tolerance assessment, which is scientifically designed to figure out how comfortable you each are with risk. We employ the state of the art in financial planning software to determine where you are relative to achieving your financial goals. And we do a thorough analysis of your existing portfolio and develop an investment plan specifically for you. At the meeting, we present the investment plan and also give you an Investment Policy Statement, which goes into great detail on our investment philosophy and process. We encourage you to carefully review our work and contact us with any questions or concerns.
At the Mutual Commitment Meeting, if you choose to proceed with us, we execute the documents required to move forward.
We have a Follow Up Meeting in 45 days to organize the financial paperwork that is generated from the transfer of your accounts to On Keel Capital. If anything has changed in your life, we get current.
From that point forward, we have Regular Progress Meetings, in which we review our clients’ progress towards their goals, get current on changes in their lives and present a comprehensive wealth management plan developed through our Advanced Planning Process. This is the beginning of continuous cycle in which we meet regularly to capture changes to the circumstances of your life and adjust the plan as necessary to ensure that you meet your long term financial goals.